Enjoy later life as you always intended, with the help of equity release .

Join thousands in living life on their own terms, with peace of mind.

Release thousands of pounds in tax-free cash

Enjoy a comfortable, care-free retirement by releasing the equity tied up in your property. You could:

Take our 30-second quiz to find out how much cash you could release, tax-free.

James & Moya

£92,500

It’s never been easier to enjoy retirement...

You can now get the most out of retirement in just 3 simple steps.

1. Take Our 30-Second Quiz

Enter a few basic deals about yourself so that we can figure out which plans are available to you.

2. Discover Your Options

Talk directly to an equity release advisor who will help you understand your best options.

3. Receive Your Cash, Tax-Free

Enjoy your retirement with nothing less than complete freedom and peace of mind.

What can I do with the cash I receive?

What you choose to do with your tax-free cash is completely up to you. Many people choose to do one or more of the following:

Debt consolidation

New property

Supplement income

Home improvements

Gifting others

Emergency funds

Repay mortgage

Holiday

New vehicle

Am I eligible to release equity from my property?

In order to be eligible for one or more equity release plan, you need to fulfill the following criteria:

Take our 30-second quiz to find out what options are available to you.

Why Equity Release Guru?

We’re here for you, for the long run.

Explore and understand all of your options.

Not all equity release plans are the same. You best plan for you depends on your personal circumstances.

Receive unbiased, expert advise.

Talk directly to an experienced advisor who will give you an impartial insight into your options.

We’re here for you, all the way.

Whatever questions or concerns you may have now or in the future, we’re right here to help.

Frequently asked questions

Find answers to common questions here.

Equity release refers to a range of products letting you access the equity (cash) tied up in your home if you are older. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.

To be eligible for a lifetime mortgage (equity release), you must be a UK homeowner and aged 55 or above.

You retain full ownership of your home with a lifetime mortgage as long as you abide by the terms and conditions of the mortgage. Lifetime mortgages provide the right for homeowners who release equity to live in their home until they die or go into permanent long-term care.

Absolutely! You will be able to remain living in your home for as long as you are alive or until you go into long-term care, as long as you abide by the terms and conditions of your equity release plan.

No, all equity release products offer a no negative equity guarantee. This means when you finally repay the debt (when you or the last person dies or goes into long-term care) the amount to be repaid will never be more than the value of your home (provided that you followed the terms and conditions of the equity release plan).

Interest is added on to a lifetime mortgage, which compounds monthly. All legal and advisory fees are typically paid for out of your released equity and will be explained to you during your free consultation. This is where qualified advice is important, as an equity release adviser can recommend the most suitable plan for you, accounting for the costs of both interest rates and fees.